Capital one chat help11/11/2023 ![]() ![]() Right now, you get 0.2% interest for 12 months. Capital One locks in your interest rate for your first year. It also earns more than savings accounts from most traditional banks―or at least it can. Put simply, this is a very affordable account. While Capital One only offers details about Basic Checking and Unlimited Checking, it can help you with other kinds of business checking accounts:īut you have to talk with a Capital One banker to get any more information on those account options.Ĭapital One business savings comes with a very low monthly fee of just $3―and as long as you keep even $300 in your savings account, you won’t even have to pay that $3. Go over that, and you’ll need to switch to a commercial bank account. Take note, though: Capital One expects Unlimited Checking customers to make less than $40,000 in cash deposits per month. Unlimited Checking also gives you two complimentary Basic Checking accounts. ![]() Plus, you get five free outgoing domestic wires each month. ![]() You still don’t have transaction fees, but you also don’t have cash deposit fees or incoming wire transfers fees. This account has a higher monthly fee (waivable with a $25,000 average account balance), but you pay less in other fees. If you do more than very basic business banking, you might prefer Unlimited Checking. And if you need to send or receive a wire transfer, expect a domestic wire transfer fee of $15 for incoming wires and $25 for outgoing. After that, you’ll have a $1 per $1,000 fee. You don’t have to pay any transaction fees with Basic Checking, and you won’t have to pay cash deposit fees on your first $5,000 in cash deposits. It has a lower monthly fee, which you waive with just a $2,000 30- or 90- day average balance. As you can tell from the name, the Basic Checking account gives you just the essentials―no frills. ![]()
0 Comments
Leave a Reply.AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |